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Welcome to our website. We look forward to putting our mortgage services to work for you!

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Whether you are purchasing your first home or your next home, Granite Community Bank has a loan for you. In addition to providing financing for first homes, we also take pride in offering a variety of loan products for vacation homes, condos, second homes, lots, and acreage. Many of these products feature low closing costs and underwriting flexibility.

In addition to interest only payment options, free pre-approvals, and competitive fixed or variable rates, we have available:

  • Loan terms up to 30-years
  • Programs requiring zero down
  • Options for no closing costs
  • No private mortgage insurance requirements

 

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Please visit our Learning Center tab and our Resources & Tools tab for helpful tools and information.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.

 

All of our mortgage loan originators are registered with the Nationwide Mortgage Licensing and Registry System, as required by the Secure and Fair Enforcement Act (S.A.F.E Act). To confirm that your mortgage loan officer is registered, you can visit the NMLSR website and enter their Unique Identifier or name. If you have already applied for a mortgage loan, the Unique Identifier of your mortgage loan officer was provided to you on the first written communication you received in connection with your application. If you would like the Unique Identifier of a loan officer, feel free to contact us at 320-685-8611.

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Granite Community Bank NMLS #412732
202 2nd Ave So, Cold Spring, MN  56320
Direct:  (320) 685-8611
Toll Free:  (800) 685-4004
Fax:  (320) 685-5265
info@gcbmtg.com
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